“I feel secure and in good hands. My agent is helpful and always courteous.”
– C. Martinez, Modesto, CA
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Rental and vacant property coverage can be customized for multiple risk types:
A variety of policies and optional coverages available include:
Property coverage:Protection for the primary structure. Basic and special policy forms are available permitting either replacement cost or actual cash value loss settlement.
Contents coverage:Basic and broad form level coverages can pay for damages to personal property and are available on either a replacement cost or actual cash value loss settlement basis.
Additional living expense/fair rental value:Optional coverages that help pay for expenses related to alternative housing or rental income when the insured property is uninhabitable due to a covered loss.
Personal liability/Landlord or tenant:
Optional coverages if you become liable for damages or injury resulting from the use of your property.
Additional options permit you to further enhance your protection and include: